Net Worth Calculator
Calculate your net worth from everything you own minus what you owe.
How it works
- 1Add up your assets (cash, investments, property) and enter the total.
- 2Add up your liabilities (loans, credit cards) and enter the total.
- 3See your net worth — assets minus liabilities.
Use cases
- Track your net worth over time.
- See the effect of paying down debt.
- Build a simple personal balance sheet.
Frequently asked questions
What counts as an asset or a liability?
Assets are things you own with value — cash, savings, investments, vehicles, and property. Liabilities are what you owe — mortgages, loans, and credit-card balances.
Can net worth be negative?
Yes. If your liabilities are larger than your assets, your net worth is negative — common early in life or with significant student or mortgage debt.
Is my data stored?
No. Everything runs in your browser.
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