IRA Calculator
Project the future value of a traditional IRA with annual contributions.
Estimates for education only — not investment or tax advice. Traditional IRA withdrawals are taxed as income in retirement. Annual contribution limits apply.
How it works
- 1Enter your current IRA balance and annual contribution.
- 2Set the years to retirement and an expected return.
- 3See the projected balance, total contributed, and growth.
Use cases
- Project a traditional IRA to retirement.
- See how contributing the annual maximum compounds.
- Compare return assumptions.
Frequently asked questions
Traditional vs Roth IRA?
Traditional IRA contributions may be pre-tax and withdrawals are taxed as income. A Roth IRA is funded with post-tax money and qualified withdrawals are tax-free — use the Roth IRA calculator for that.
Does it enforce contribution limits?
No — it uses the contribution you enter. The IRS sets an annual IRA contribution limit that changes over time.
Is my data stored?
No. Everything runs in your browser.
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