finance
Cash-on-Cash Return Calculator
Calculate the cash-on-cash return on a real-estate investment.
$
$
Cash-on-cash return
12%
Annual pre-tax cash flow divided by the total cash you put in (down payment, closing, and rehab).
How it works
- 1Enter the annual pre-tax cash flow from the property.
- 2Enter the total cash you invested (down payment, closing, rehab).
- 3See your cash-on-cash return.
Use cases
- Measure the return on the actual cash you put into a deal.
- Compare leveraged returns across properties.
- See how more leverage changes your cash-on-cash return.
Frequently asked questions
Cash-on-cash vs cap rate?
Cap rate is unleveraged (ignores the mortgage). Cash-on-cash uses your actual cash invested and post-mortgage cash flow — it reflects leverage.
What counts as cash invested?
Down payment plus closing costs and any rehab — the real out-of-pocket cash, not the financed amount.
Is my data stored?
No. Everything runs in your browser.
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